Boat Insurance Laws by State (2026)
A 50-state comparison of insurance requirement.
Boating regulations are summarized on your device - nothing is uploadedThis table aggregates the insurance requirement across all 50 states and the District of Columbia. Select any state to open its full seven-dimension summary.
| State | Insurance requirement |
|---|---|
| Alabama | No mandatory insurance |
| Alaska | No mandatory insurance |
| Arizona | No mandatory insurance |
| Arkansas | No mandatory insurance |
| California | No mandatory insurance |
| Colorado | No mandatory insurance |
| Connecticut | No mandatory insurance |
| Delaware | No mandatory insurance |
| District of Columbia | No mandatory insurance |
| Florida | No mandatory insurance |
| Georgia | No mandatory insurance |
| Hawaii | No mandatory insurance |
| Idaho | No mandatory insurance |
| Illinois | No mandatory insurance |
| Indiana | No mandatory insurance |
| Iowa | No mandatory insurance |
| Kansas | No mandatory insurance |
| Kentucky | No mandatory insurance |
| Louisiana | No mandatory insurance |
| Maine | No mandatory insurance |
| Maryland | No mandatory insurance |
| Massachusetts | No mandatory insurance |
| Michigan | No mandatory insurance |
| Minnesota | No mandatory insurance |
| Mississippi | No mandatory insurance |
| Missouri | No mandatory insurance |
| Montana | No mandatory insurance |
| Nebraska | No mandatory insurance |
| Nevada | No mandatory insurance |
| New Hampshire | No mandatory insurance |
| New Jersey | No mandatory insurance |
| New Mexico | No mandatory insurance |
| New York | No mandatory insurance |
| North Carolina | No mandatory insurance |
| North Dakota | No mandatory insurance |
| Ohio | No mandatory insurance |
| Oklahoma | No mandatory insurance |
| Oregon | No mandatory insurance |
| Pennsylvania | No mandatory insurance |
| Rhode Island | No mandatory insurance |
| South Carolina | No mandatory insurance |
| South Dakota | No mandatory insurance |
| Tennessee | No mandatory insurance |
| Texas | No mandatory insurance |
| Utah | No mandatory insurance |
| Vermont | No mandatory insurance |
| Virginia | No mandatory insurance |
| Washington | No mandatory insurance |
| West Virginia | No mandatory insurance |
| Wisconsin | No mandatory insurance |
| Wyoming | No mandatory insurance |
Values are examples compiled for quick reference. Confirm the current rule with the state natural resources or wildlife agency before you boat.
All states
Alabama Boating Laws: Age, Life Jackets, BAC and Registration (2026)Alaska Boating Laws: Age, Life Jackets, BAC and Registration (2026)Arizona Boating Laws: Age, Life Jackets, BAC and Registration (2026)Arkansas Boating Laws: Age, Life Jackets, BAC and Registration (2026)California Boating Laws: Age, Life Jackets, BAC and Registration (2026)Colorado Boating Laws: Age, Life Jackets, BAC and Registration (2026)Connecticut Boating Laws: Age, Life Jackets, BAC and Registration (2026)Delaware Boating Laws: Age, Life Jackets, BAC and Registration (2026)District of Columbia Boating Laws: Age, Life Jackets, BAC and Registration (2026)Florida Boating Laws: Age, Life Jackets, BAC and Registration (2026)Georgia Boating Laws: Age, Life Jackets, BAC and Registration (2026)Hawaii Boating Laws: Age, Life Jackets, BAC and Registration (2026)Idaho Boating Laws: Age, Life Jackets, BAC and Registration (2026)Illinois Boating Laws: Age, Life Jackets, BAC and Registration (2026)Indiana Boating Laws: Age, Life Jackets, BAC and Registration (2026)Iowa Boating Laws: Age, Life Jackets, BAC and Registration (2026)Kansas Boating Laws: Age, Life Jackets, BAC and Registration (2026)Kentucky Boating Laws: Age, Life Jackets, BAC and Registration (2026)Louisiana Boating Laws: Age, Life Jackets, BAC and Registration (2026)Maine Boating Laws: Age, Life Jackets, BAC and Registration (2026)Maryland Boating Laws: Age, Life Jackets, BAC and Registration (2026)Massachusetts Boating Laws: Age, Life Jackets, BAC and Registration (2026)Michigan Boating Laws: Age, Life Jackets, BAC and Registration (2026)Minnesota Boating Laws: Age, Life Jackets, BAC and Registration (2026)Mississippi Boating Laws: Age, Life Jackets, BAC and Registration (2026)Missouri Boating Laws: Age, Life Jackets, BAC and Registration (2026)Montana Boating Laws: Age, Life Jackets, BAC and Registration (2026)Nebraska Boating Laws: Age, Life Jackets, BAC and Registration (2026)Nevada Boating Laws: Age, Life Jackets, BAC and Registration (2026)New Hampshire Boating Laws: Age, Life Jackets, BAC and Registration (2026)New Jersey Boating Laws: Age, Life Jackets, BAC and Registration (2026)New Mexico Boating Laws: Age, Life Jackets, BAC and Registration (2026)New York Boating Laws: Age, Life Jackets, BAC and Registration (2026)North Carolina Boating Laws: Age, Life Jackets, BAC and Registration (2026)North Dakota Boating Laws: Age, Life Jackets, BAC and Registration (2026)Ohio Boating Laws: Age, Life Jackets, BAC and Registration (2026)Oklahoma Boating Laws: Age, Life Jackets, BAC and Registration (2026)Oregon Boating Laws: Age, Life Jackets, BAC and Registration (2026)Pennsylvania Boating Laws: Age, Life Jackets, BAC and Registration (2026)Rhode Island Boating Laws: Age, Life Jackets, BAC and Registration (2026)South Carolina Boating Laws: Age, Life Jackets, BAC and Registration (2026)South Dakota Boating Laws: Age, Life Jackets, BAC and Registration (2026)Tennessee Boating Laws: Age, Life Jackets, BAC and Registration (2026)Texas Boating Laws: Age, Life Jackets, BAC and Registration (2026)Utah Boating Laws: Age, Life Jackets, BAC and Registration (2026)Vermont Boating Laws: Age, Life Jackets, BAC and Registration (2026)Virginia Boating Laws: Age, Life Jackets, BAC and Registration (2026)Washington Boating Laws: Age, Life Jackets, BAC and Registration (2026)West Virginia Boating Laws: Age, Life Jackets, BAC and Registration (2026)Wisconsin Boating Laws: Age, Life Jackets, BAC and Registration (2026)Wyoming Boating Laws: Age, Life Jackets, BAC and Registration (2026)Boating Laws by State (2026)Boating Age by State (2026)Life Jacket Laws by State (2026)Boating Education Requirement by State (2026)Boating BAC Laws by State (2026)Boat Registration Laws by State (2026)Boat Insurance Laws by State (2026)Personal Watercraft Laws by State (2026)